A large number of consumers who have not yet adopted mobile banking cite security concerns as the primary obstacle. However, new data shows that many Americans fail to take the necessary steps to protect all of the information already stored in their smartphones. 

Credit union programs across the nation have been attracting more members, as evidenced by recent data that shows record earnings for 2012. 

Most banks and credit unions help their customers and members plan for their futures by providing lucrative products, such as low-interest loans, rewards checking and educational products to help them make smart financial choices. However, several studies have demonstrated that one type of preventative measure consumers should be taking - and aren't - is building an emergency savings fund. 

Bank consultants have noted that advanced mobile technology is in high demand by customers, and many banks are shoring up their resources to devote more money to developing this technology.

Community banks and credit unions that want to cater to underbanked Americans may have a greater chance of doing so through online and mobile technology, a new analysis contends.

More small businesses may be interested in securing small business banking products from financial institutions, but poor credit conditions and delinquencies may hinder their ability to secure credit.

Imposing regulations created under the Dodd-Frank Act may place burdens on the financial industry as a whole. However, Federal Reserve Governor Elizabeth Duke said she is confident that community banking programs can remain successful if they keep lending.

Credit unions across the country are launching financial literacy campaigns aimed at teaching elementary, middle and high school children money management basics.

When given the choice between credit cards or debit products, most young adults prefer the latter, as evidenced by a recent survey.

Many small businesses that were finding it challenging to obtain credit lines and loans from financial institutions are now seeing lending restrictions ease slightly, according to the Charlotte Observer.